Bank of England says individuals borrowed extra £2.1bn in consumer credit in November Credit card borrowing rose at the fastest annual rate for almost two years in November, according to the Bank of England , as households took on debt to finance the rising cost of Christmas. In a snapshot covering the month of Rachel Reeves’s highly anticipated autumn budget , the central bank said individuals borrowed an additional £2.1bn in consumer credit, up from a £1.7bn increase in October. Continue reading... from The Guardian https://ift.tt/GiP1IYO via IFTTT
Schools combining incentives with sanctions saw better response than those relying purely on punishment
Pizza parties and iPads are being offered to pupils as incentives to improve school attendance, according to a new report which says sanctions alone are less likely to work.
While some schools in England are using fines, detentions and letters home to crack down on absence, others prefer a rewards-based approach, with prize draws for bikes and iPads, trips and “praise stamps” which pupils collect then trade in for chocolates or stationery.
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