Bank of England says individuals borrowed extra £2.1bn in consumer credit in November Credit card borrowing rose at the fastest annual rate for almost two years in November, according to the Bank of England , as households took on debt to finance the rising cost of Christmas. In a snapshot covering the month of Rachel Reeves’s highly anticipated autumn budget , the central bank said individuals borrowed an additional £2.1bn in consumer credit, up from a £1.7bn increase in October. Continue reading... from The Guardian https://ift.tt/GiP1IYO via IFTTT
Watchdog finds forces are ‘overwhelmed’ by common offences, and victims are being failed
Overworked police lack the resources, time and experience to investigate crimes properly, leading to victims being failed and an erosion in faith in law enforcement, an official report has found.
The report by His Majesty’s Inspectorate of Constabulary, Fire and Rescue Services (HMICFRS) says that the rate of positive outcomes – when police identify a suspect and they face justice – has crashed from 25% in England and Wales a decade ago to 11% in 2024.
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